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FOR AGENT OR BROKER USE ONLY. DO NOT DISTRIBUTE.
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At Cigna, we aim to protect our clients and customers from unnecessary costs when clinically appropriate lower cost alternatives are available.
If your clients are looking to help employees exercise more, eat smarter, sleep better, reduce stress or lose weight, encourage them to host a Coach by Cigna Leaderboard challenge.
Why would integrating medical and pharmacy benefits, as well as stop-loss insurance, be valuable for your smaller to midsize clients?*
At Cigna, we aim to protect our clients and customers from unnecessary costs when clinically appropriate lower cost alternatives are available.
Why would integrating medical and pharmacy benefits, as well as stop-loss insurance, be valuable for your smaller to midsize clients?*
If your clients are looking to help employees exercise more, eat smarter, sleep better, reduce stress or lose weight, encourage them to host a Coach by Cigna Leaderboard challenge.
A 2015 Cigna study identified that clients see an average of $77 per member per year (PMPY) in medical cost savings when medical and pharmacy plans are integrated. Bundling Cigna medical, pharmacy and stop-loss coverage for your clients can help them see many opportunities to save money, improve health outcomes, take advantage of more streamlined administration and protect them from unexpected costs. Click here to learn more.
Pharmaceutical company pricing and coupon loyalty programs are a significant factor in why drug spend is expected to be the number one contributor of total health care spend by 2017 – above professional medical and urgent care spend.1 In general, coupons – which are often applied at point of sale but as a transaction separate from the benefit transaction – circumvent employer pharmacy benefit and formulary strategies by removing the incentive for customers to use the most cost effective alternatives. To affectively curb the rising costs of prescription drugs, pharmacy benefit designs and formulary strategies must be vigilant, active and sometimes surgical. Click here to learn more.