Cigna Graded Funding^SM: Pay As You Go

Cigna Graded Funding offers clients a self-funding experience with stop-loss protection. Clients pay for claims as they are incurred, so costs are aligned with claim flow patterns throughout the life of the plan. Plus, the flexibility to adjust benefits as their needs change means clients have control of their health plan.

Clients pay a fixed cost each month plus actual claims, up to stop-loss thresholds. If claims are low during a particular month, they benefit immediately with lower cost – and they get to keep ALL unused claim dollars to use later in the year or as immediate plan savings. View the flyer or watch this brief video to learn more about Cigna Graded Funding.