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Southern California

March 30, 2018

Helping Las Vegas employers manage costs without sacrificing quality.

Cigna LocalPlus^® is a cost-efficient plan designed to help your clients manage rising health care costs, without sacrificing the quality care their employees want and expect. In fact, with LocalPlus, Las Vegas employers have the potential to lower medical costs by 16%¹ - plus even more, depending on how the plan is designed and utilized.²

It all starts by building a local, high-performing network of doctors, specialists and hospitals right where employees live. Then, we customize a plan design – including other Cigna wellness and funding solutions – that can help your clients improve employee health and lower costs.

The LocalPlus plan comes with quality features employees value, too, including Away from Home Care³ for coverage at the in-network cost, while traveling, emergency coverage and more.

To learn more about how Local Plus - Las Vegas works and the value it can bring to your clients, view the flyer here.

1. Percentage of savings is estimated based on an internal Cigna study conducted in 2016 comparing Cigna's LocalPlus and LocalPlus IN plans to Cigna’s Open Access Plus (OAP) and Open Access Plus IN (OAPIN) plans in Las Vegas with the same benefit structure, deductibles, copay and out-of-pocket maximum limits. Savings are not guaranteed and will vary depending on plan design, geographic distribution and utilization patterns. Potential additional savings based on Medical Disease Management, benefit design and customer engagement.

2. 2015 Cigna Pricing/Underwriting National study. Savings based on increased employee deductible, coinsurance, and out-of-pocket (OOP) maximum amounts. Savings are not guaranteed and will vary depending on plan design, geographic distribution and utilization patterns. Medical cost savings do not directly translate to rate or premium rates.

3. When receiving care in any LocalPlus Network service area, covered employees must use a doctor or facility in the LocalPlus Network to receive coverage at the in-network level – except in the case of emergencies. Outside of any LocalPlus Network service area, employees have in-network access through the Away From Home Care feature.

March 30, 2018

Something exciting is going on in Southern California that you’ll want to know about

We are changing the health care experience for employers, employees and their families to help drive down costs, improve access, quality and affordability while working to make the health care experience simpler. With health plans designed to offer: access to quality care. Improved outcomes. Lower costs with multiyear rate guarantees.

Average savings:*

13/7%** (PMPY) membership costs
28.4%** (PMPY) on pharmacy spending
PMPY - Per member per year

See more savings here

How are we working to do this?

We align with award-winning*** provider systems.
- We have aligned with three award-winning, well-recognized provider systems in Southern California: HealthCare Partners in Los Angeles County, Scripps Health in San Diego County and St. Joseph Hoag Health in Orange County to offer the Southern California Select plan.
- Working closely together we gain a deeper understanding regarding patterns and trends. With this we can help improve customer engagement to promote healthier outcomes for those who may be heading toward significant health issues.
We work closely with our clients and the providers.
- The providers actively participate with Cigna and our clients to look at the top drivers of costs and analyze the employee population. This allows us to work together to close gaps in care and implement innovative and creative solutions to meet the unique needs of our clients, to help drive health care costs down and enhance the health care experience.
We provide employees what they need.
- Employees and each of their family members have the convenience of choosing the provider system they would like to be aligned to: HealthCare Partners, Scripps or St. Joseph Hoag Health.
- They benefit from our wellness strategies, solutions, programs, tools and resources to help them engage in their health, which can reduce out-of-pocket health related expenses and drive plan costs down.
- They have access to our customer service center anytime, 24/7/365.

We are excited about this offering and we hope you are too.

To learn more:

In Los Angeles County watch HealthCare Partners Select plan video

In San Diego County watch Scripps Select plan video

In Orange County watch St. Joseph Hoag Health Select plan video

Contact your local Cigna representative for plan details.

* Data identified is for the St. Joseph Hoag Health Select plan. Figures based on incurred claims of the 2016 full calendar year for the Select plan sold in Orange County; seven clients with multiple plans offerings; 44,919 total members, 55.2% Select plan, 33.5% Full Network, 5% HSA, 6.3% OAP. Run out claims paid through 03/31/2017. Individual client results will vary.

** Based on Cigna CAP (Consultative Analytics Platform) reporting, assessed May 2017 for 2016 for St. Joseph Hoag Health Select plans. Individual client/customer results will vary.

**“About CAPG’s National Standards of Excellence™ Survey.” CAPG Standards of Excellence. http://www.capg.org/modules/showdocument.aspx?documentid=2857. Accessed 3/13/17. Scripps La Jolla Hospitals and Clinics Nationally Ranked in 7 Specialties. https://www.usnews.com/info/blogs/press-room/articles/2017-08-08/us-news-announces-2017-18-best-hospitals. U.S. News. Accessed 5/1/17. “#1 Hospital on the East Coast,” http://health.usnews.com/best-hospitals/area/ca/st-joseph-hospital-6930106. 3/7/17.

April 5, 2017

Cigna and HealthCare Partners Form Alliance

Today, Cigna and HealthCare Partners, a Davita Medical Group, announced a new alliance to offer employers in and around Los Angeles integrated health care options designed to improve access, quality and affordability while making the health care experience simpler.

The alliance is a departure from traditional fee-for-service care in which providers receive a fee for each test or procedure performed. Instead, this arrangement rewards providers who help their patients achieve improved health at an affordable cost. The ultimate goal is to improve quality of care for individuals while sustaining affordability and value for both the employee and employer.

I welcome the opportunity to discuss how this exciting relationship will bring innovative solutions to employers here in Los Angeles and across the region. Over the next few weeks, I will be reaching out to you to schedule time to share more specific details about the Cigna and HealthCare Partners alliance.

Check out the announcement here.

Also In This Issue

Cigna Minute

60-second videos to raise your awareness
Comprehensive Whole-Person Health Plans Designed for Companies with 25 to 99 Employees that include medical, pharmacy and mental health coverage.
1:08
Introducing Accredo®, a Cigna specialty pharmacy. Now, the clinical capabilities and personalized experience of Accredo will be a part of Cigna’s integrated care model, supporting the whole person, body and mind.
1:03
A healthy life means more than just good physical health. That’s why our Health Accelerated: Life Connected^sm approach works to connect the many dimensions of your employees’ health and well-being – from physical and emotional needs to financial, social and environmental impacts.
1:00
Cigna knows that a healthy life means more than just good physical health. That’s why we offer My Secure Advantage™, a full-service financial wellness program.
1:00
Podcast Series

Listen and learn anytime, anywhere
Eva Borden, Cigna's Director of Network, Behavioral and Social Solutions, discusses why Cigna is focusing on the body and mind connection and the impact it has on an employee's health and an employer's bottom-line.
9:30
Erin Boyd, behavioral network strategy lead at Cigna, discusses how payers can help address the needs of individuals with mental health or substance use concerns by helping them find the right providers at the right time and accessible in the right way.
17:56
Jason Youngblood, Cigna's Director of Behavioral Strategy, discusses recent enhancements to Cigna Total Behavioral Health and how they're impacting employees and employers.
8:39
Julie McCarter, vice president of product solutions at Cigna, discusses how health plan networks are evolving from large, national and open access networks to networks that are more local and focused, in an effort to elevate care, improve health outcomes and drive savings.
7:17
Webinars

Full on-demand playback
Webinar Replay: Navigating Alcoholism & Substance Abuse Under the FMLA/ADA
60:36
Webinar: Get Better Connected. The Value of Pharmacy and Medical Integration
51:34

Southern California

Where We Are and Whom to Contact

Smaller Business

51-499 employees*

Medical

Dental

CGI

Medium Business

500 - 4,999 employees**

Medical

Dental

CGI

Large Employers

5,000 or more employees

Medical

Dental

CGI

Global Health Benefits

Individual Private Medical Insurance

Smaller Business

51-499 employees*

Medical

Dental

CGI

Medium Business

500 - 4,999 employees**

Medical

Dental

CGI

Large Employers

5,000 or more employees

Medical

Dental

CGI

Global Health Benefits

Individual Private Medical Insurance